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All comments by Jim Perkins
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You pay tax twice on the lump sum option. Once when you when, and again on your ROI. Meanwhile the government holds the money and invests it tax free for you. In essence . . .

http://www.nytimes.com/2016/01/13/upshot/dear-powerball-winner-take-our-advice-and-take-the-annuity.html?action=click&contentCollection=Health&module=MostPopularFB&version=Full&region=Marginalia&src=me&pgtype=article
Jan. 13, 2016
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Here is some seriously good Powerball advice that applies to almost no one. If you happen to win the big jackpot . . . before anyone knows that it is you . . . call 50 of your closest friends and family and state that you have an extreme emergency and need to borrow $500.

That way in a few months, when the news comes out . . . .
Jan. 13, 2016
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I play 1 - 1 - 1 (9 cards in rounded suits or 4-4-1-4) and then 1 (unconditionally forcing to game) and then we have all kinds of room. So then 2 (5-4 in the rounds at least, maybe 6-4) and 2 (usually 6+ or lots extra) followed by 3 . . . and then minorwood or KC whatever you play and it should be possible to locate the Q.

Once N launches into a slam auction (showing around 18+ or equivalent trick taking ability) and confirms all key cards, S with an extra K needs to bid the grand.
Jan. 12, 2016
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I didn't really think it was close. But then I didn't think that X was absolute penalty. To me a X in the PO seat is always DSI. Here I am max range and max defense for range . . . what better way to communicate.
Jan. 12, 2016
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I don't think she plays Precision. Did she say that?
Jan. 12, 2016
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So how bad can 2NT be? If 2 is not making, it looks to me like 2NT likely is (3-3 in a minor and we are fine on offense, 4-2 in both, while s run and 2 looks like it is coming home).

Of course, I can't vouch for what the traveller will say at BHBC.
Jan. 12, 2016
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We made 3 XX yesterday and the NS fight broke out over whose job it was to run to their best 3 card suit. (I realize that I am replying to a 1.25 year old comment.)
Jan. 12, 2016
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Formerly broke bartender Mark Cuban agrees with Perkins. Don't take the lump sum.

http://www.nbcwashington.com/news/national-international/mark-cuban-billionaire-powerball-advice-364992211.html?_osource=SocialFlowFB_DCBrand
Jan. 12, 2016
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Or Bear Stearns stock. (By the way . . . I rather famously have an email in my sent file . . . “Can somebody please tell me how it is that Bear Stearns is solvent?” Unfortunately, not the sort of insight that I took any action on or anything. The closing price for Bear Stearns stock that day . . . $162.)
Jan. 11, 2016
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At the end of the day a financial institution is my counterparty.

They are all staffed by criminals who walk free only because they have bought and paid for the political process.

No thanks.

Whatever flaws the public sector has, it is BY FAR, more reliable than the private sector.
Jan. 10, 2016
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We use 1NT - 2NT as puppet.

Then: 3 = exactly 1 4 card MAJ and R bids the one he doesn't hold or 3NT with neither, or 3 with both. 3 = no 4 or 5 card MAJ. 3MAJ = 5(+!!).

I was introduced to this in a thread about the Meckwell NT structure on BBO.
Jan. 10, 2016
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Funny that people talk of 2NT - 3NT (showing 5s and 4s) as apt to be forgotten. My partner remembers it too often! 1NT - 3NT (partner forgot to alert - what?). And one other NT sequence that escapes me now where it didn't apply either.
Jan. 10, 2016
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1) (addressing the greatest risk first) - there is only so much money that can be spent in a year.

2) I will trust the solvency of any political entity by a factor of 100X or more over the lying crooks known as Wall Street or other money managers.

Jan. 10, 2016
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As for super freak distributions . . . I can only report that the Cornhusker Bridge Center in Omaha, Nebraska had 3 10 card suits in one year . . . JC who never saw a bridge hand he couldn't rage against was dealt 10 s, passed over my 1 opening and couldn't contain himself when his partner failed to balance. VG, who always dressed fashionably, elegantly and bejeweled was, of course dealt 10 s. And your faithful reporter, being the kind of guy that he is . . . 10 s.

At this time I was a bit susperstitious about the mystical occurences at the bridge table.
Jan. 10, 2016
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I am a regular lottery player. But then, I also toss a dollar to the guy sitting outside the 7-11 where I get my ticket. I call it my “I have more than enough” money.

I buy exactly 1 ticket for most Mega-Millions drawings over $75 million. I bought exactly 1 Powerball ticket ($2 – a total loss) for last night's drawing. I will buy exactly 1 Powerball ticket for the next drawing. (I will take my winnings in 30 annual installments, FWIW.)

When the clerk acts surprised that I want precisely 1 ticket, I sometimes explain that my odds of winning to any degree of statistical significance are the same whether I hold 100 tickets or zero. But that there is a “qualitative difference” between holding 1 ticket and holding zero tickets. So just 1 it is. To bridge the qualitative gap.

And . . . I have a spiritual belief system. That the overarching power underlying the universe always wants better for me than I want for myself. So, with the lottery, as with all my other wants, I conclude any period spent thinking about it with . . . “that, or something better.”

So I am comfortable and happy with my lottery strategy. It is worth the money I spend on it. And more.
Jan. 10, 2016
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As I am sometimes referred to as an officer of the court . . . I would say that often times to sue and win is a loss, so certainly to sue and not to win is counted a loss (after costs of counsel, etc.).

Which is not to comment on the merits of the underlying action, btw.
Jan. 10, 2016
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<turning card over> If people are getting or claiming ZT's on this basis, it's just a matter of time until something else does them in anyway.

Don't sweat the small stuff.
Jan. 6, 2016
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Well, I have been warned for ZT (which is really kind of contradictory). But maybe the director was aware of the reputation of the Opponent . . . who, when I made a director call, launched into an explanation of what happened, interrupting me. So I suggested that he just &*(8uing go ahead and tell her what happened.

And that is from a person (me) with a reputation as one of the most calm, accepting and tolerant players in the unit.

So ZT is probably written a bit too strict to expect it to be enforced. Still, bridge is much improved following my break in the early 90s to my return a few years ago.
Jan. 5, 2016
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I would use the ROMEX 2 to “open 2NT” without shading my 2NT values. Among other advantages, this frees up 1 - 1MAJ - 2NT to show some strong 6-3 hands that otherwise are very hard to bid.
Jan. 5, 2016
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IF I give partner a perfect hand (xx, AKxxxx, xx, xxx) I can only count to 9. OTOH, maybe it's a 5 IMP swing. Still, I voted PASS.
Jan. 5, 2016
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